1. Southgate Towers Apartments is an equal opportunity housing provider. We fully comply with the Federal Fair Housing Act. We do
    not discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin. We also
    comply with all state and local Fair Housing laws.
  2. Apartment availability policy. Apartments become available when they are deemed ready for move-in. A vacant apartment
    will not be deemed available until it has been cleaned, repainted, prepared and certified by the Property Manager. We update
    our list of available apartments as each apartment becomes available. An apartment that was unavailable in the morning may
    become available later the same day as work is completed.
  3. Age. All persons over the age of 18 residing in an apartment are considered parties to the lease and must qualify financially.
  4. Roommates. Every roommate must complete an application. Each applicant will be separately qualified. The income
    requirements may be combined.
  5. Occupancy Standards. To prevent overcrowding and undue stress on plumbing and other building systems, we restrict the
    number of people who may reside in an apartment. In determining these restrictions, we adhere to all applicable Fair Housing
    laws. We allow two persons per bedroom.
  6. Application process. We evaluate every apartment application in the following manner:

a. Applicant submits a rental application, answering all questions on the application form, and authorizes the employment
history, rental history, and credit and criminal background checks via signature and date.
b. Applicant pays the nonrefundable application fee.
c. From applicants’ responses to the application questions, management will determine whether the applicants qualify for
the requested apartment.
d. Management will check each applicant’s credit report, employment history and rental references to confirm that all meet
our rental criteria. If the applicant(s) meet our criteria, we will approve the application.
e. This process takes one to two days. We will rent available apartments to applicants in the order that their applications are
f. Applicant once approved must supply proof of renters insurance to Southgate Towers. The coverage amount
for renters insurance must be a minimum of $100,000 liability coverage and $20,000 personal content coverage. Resident
must agree to list Southgate Towers as interested third party on their policy.

7. Rental Criteria. To qualify for an apartment, every applicant must meet the following criteria:

a. Income. The applicants’ total gross monthly income must equal at least three times the monthly rent. Applicants must
be able to prove at least one year of employment immediately preceding the date of the application. If applicants have
been full time students at any time within the previous year, management will require a lease guarantor. If applicants are
unemployed, proof of an alternate source of income is required. If self-employed, a verifiable tax statement showing
earnings from the previous year must be provided. Income maybe proven in several different ways; 1, the two most
recent consecutive paystubs from employer, 2 an offer letter on company letterhead that is verifiable, 3 last years’ taxes, 4
a letter from your tax accounts on their company letterhead stating your monthly and annual earnings, 5 substantial funds
in liquid accounts that can be verified on institutional letterhead.
b. Rental History. Every applicant must have satisfactory rental and/or mortgage payment history. If applicants have ever
been evicted or sued for any lease violation, the application will be rejected.
c. Eviction History. If an applicant has ever been asked to leave any residence (including military housing) due to
misconduct, the application will be rejected.
d. Credit History. Every applicant’s credit record must currently be satisfactory.
e. Criminal History. If any of the applicants have ever been convicted of a felony, the application will be rejected. If
convicted of a misdemeanor involving dishonesty or violence within the past five years, the application will be rejected.
f. Guarantors. If the applicants do not meet one or more of the above criteria, a third party to guarantee the lease may be
accepted. The guarantor must pass the same application and screening process that every other applicant must pass
except that management will deduct the guarantor’s own housing costs before applying his or her income to our income